:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,'Segoe UI',Arial,sans-serif;color:#172e37;background:#f7f9f9;font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.top{background:#0b3039;color:#d7eced;font-size:13px;padding:9px 0}.top .wrap{display:flex;justify-content:space-between;gap:10px}.nav{background:white;border-bottom:1px solid #e0e9e9;position:sticky;top:0;z-index:10}.nav-in{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}.logo{display:flex;align-items:center;gap:10px;font-weight:850;letter-spacing:.09em}.logo-mark{width:40px;height:40px;border:2px solid #087f7a;border-radius:12px;display:grid;place-items:center;color:#087f7a;font-weight:900}.links{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:650}.links a:hover,.foot a:hover{color:#0b8883}.menu-button{display:none;background:transparent;border:1px solid #d8e1e3;padding:9px 13px;border-radius:9px}.btn{border-radius:8px;background:#0d7977;color:#fff;padding:13px 20px;border:1px solid #0d7977;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:750;min-height:46px;transition:.2s}.btn:hover{background:#065b59}.btn.ghost{background:transparent;border-color:#c8e4e2;color:#116965}.btn.navy{background:#133945;border-color:#133945}.btn.small{padding:10px 15px;min-height:40px}.hero{background:radial-gradient(circle at 90% 15%,#19636a 0%,transparent 40%),linear-gradient(112deg,#0a2933,#104953);color:#fff;padding:92px 0 100px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:center}.eyebrow{font-size:12px;letter-spacing:.17em;text-transform:uppercase;font-weight:800;color:#53d4c6}.hero h1{font-size:clamp(40px,5.4vw,66px);line-height:1.1;letter-spacing:-.05em;margin:17px 0 20px;max-width:790px}.hero p{font-size:18px;color:#deeded;line-height:1.7;max-width:660px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.hero .btn{background:#74ddc6;color:#083941;border-color:#74ddc6}.hero .btn.ghost{background:transparent;color:white;border-color:#69a2a4}.hero-panel{border:1px solid #4b858c;background:#ffffff0c;border-radius:20px;padding:30px;box-shadow:0 12px 55px #001a2080}.hero-panel .step{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid #ffffff2e}.hero-panel .step:last-child{border:0}.num{background:#60d7c3;color:#063e40;min-width:35px;height:35px;border-radius:50%;display:grid;place-items:center;font-weight:800}.hero-panel strong{display:block;margin-bottom:4px}.hero-panel small{color:#c6e0e0;line-height:1.6}.micro{display:flex;gap:16px;flex-wrap:wrap;color:#c1d9d9;font-size:13px;margin-top:25px}.section{padding:84px 0}.section.alt{background:#eef4f3}.section h2{font-size:clamp(29px,3.7vw,43px);line-height:1.14;letter-spacing:-.035em;margin:13px 0 16px}.section-intro{color:#51656b;line-height:1.7;max-width:710px;font-size:17px}.kicker{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:850;color:#087f7a}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:34px}.card{background:#fff;border:1px solid #dae5e3;border-radius:14px;padding:26px;box-shadow:0 5px 20px #08353b08}.card .symbol{font-size:25px;color:#077c78;margin-bottom:20px}.card h3{font-size:20px;margin:0 0 10px}.card p{color:#53666a;line-height:1.65;font-size:14px;min-height:82px}.card a{color:#087c78;font-weight:800;font-size:14px}.two{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.checks{list-style:none;padding:0;display:grid;gap:15px;color:#36535b}.checks li{padding-left:27px;position:relative}.checks li:before{content:'✓';color:#0d8e80;position:absolute;left:0;font-weight:850}.stat{background:#123a44;color:white;padding:25px;border-radius:13px;margin-bottom:12px}.stat strong{display:block;font-size:20px;margin-bottom:8px}.stat p{margin:0;color:#c5dcdc;line-height:1.6}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:35px}.steps .card{padding:22px}.steps .big{color:#0c7e78;font-size:30px;font-weight:800}.cta{background:#133b46;color:white;border-radius:22px;padding:38px 44px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta h2{font-size:32px;margin:0 0 12px}.cta p{color:#c3dfe0;max-width:640px;line-height:1.6;margin:0}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px;align-items:start}.form{background:#fff;border:1px solid #d9e5e4;box-shadow:0 6px 32px #163c4012;border-radius:17px;padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:750;color:#304b51}.field input,.field select,.field textarea{border:1px solid #cbdada;border-radius:8px;padding:12px;background:white;min-width:0;width:100%;outline-offset:2px}.field textarea{min-height:110px;resize:vertical}.checkline{display:flex;gap:10px;align-items:start;margin:15px 0;color:#415961;font-size:13px}.checkline input{margin-top:3px}.muted{font-size:14px;line-height:1.7;color:#596a6c}.notice{background:#fff5df;color:#65490e;padding:13px;border:1px solid #e5ca86;border-radius:8px}.foot{background:#092b34;color:#c3d9da;padding:48px 0 20px}.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.foot strong{color:#fff}.foot a{display:block;margin:8px 0}.copyright{margin-top:34px;padding-top:20px;border-top:1px solid #ffffff26;font-size:12px}.page-hero{padding:72px 0;background:#0e3a45;color:white}.page-hero h1{font-size:clamp(36px,4.8vw,57px);letter-spacing:-.04em;max-width:850px;margin:16px 0}.page-hero p{color:#d5e6e6;font-size:18px;line-height:1.7;max-width:760px}.article{max-width:800px;line-height:1.8;color:#36515a}.article h2{color:#183841;margin-top:40px}.breadcrumbs{color:#afcdd1;font-size:13px}.legal{font-size:14px;max-width:850px}.sr{position:absolute;left:-9999px}@media(max-width:860px){.links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:18px 26px;box-shadow:0 8px 16px #002a321f}.links.open{display:flex}.menu-button{display:block}.hero-grid,.two,.contact-grid{grid-template-columns:1fr}.hero-panel{display:none}.grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.foot-grid{grid-template-columns:1fr 1fr}.cta{flex-direction:column;align-items:start}}@media(max-width:560px){.top span:last-child{display:none}.hero{padding:65px 0}.section{padding:58px 0}.grid,.steps,.form-grid,.foot-grid{grid-template-columns:1fr}.card p{min-height:0}.cta{padding:28px}.form{padding:20px}.field.full{grid-column:auto}.nav-in{height:70px}.links{top:70px}}